You’ve probably heard about the “free” phone plan that’s out there for smartphones.

And it’s easy to imagine that you’d like to save a bit of money, right?

Well, that’s not necessarily true.

According to a recent study, the cheapest phone plans can cost more than $100 a month.

But what about the plans that are more affordable?

What about a budget plan?

And what about a mobile phone plan?

What you need to know about these plans can help you decide whether or not to invest in them.

Here’s what you need in order to figure out whether you need a budget phone plan or not.